One in six British holidaymakers confess they haven't been entirely truthful about their health whenbuying travel insurance.The study reveals that a quarter of travellers have jetted off without any cover whatsoever, whilst a fifth have embarked on trips knowing their policywouldn't fully protect them.
The research found that a quarter of holidaymakers believe it's acceptable to conceal details about health conditions they don't consider serious in order to secure cheaper premiums. Some felt under pressure to keep holiday expenses low, with a quarter thinking it was fine to omit health information because they only wanted basic protection for cancellations or lost luggage.
A Staysure spokesperson, who commissioned the study, remarked: "This survey paints a worrying picture."
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"When buying a travel insurance policy, you want to know you'll be in safe hands if the worst should happen so be as honest and detailed as possible about your current health."
Most travellers were oblivious to the fact that weight loss medications must be disclosed, along with HRT, a treatment used to manage menopause symptoms.
Moreover, a quarter of holidaymakers didn't think it was necessary to mention high blood pressure or recent surgery, or that they have previously had a heart attack or severe organ condition.
"Many people don't realise that their NHS medical records are checked when they make a medical claim to verify their policy against their current health," the spokesperson added.
"Any undeclared medical conditions, or recent GP and hospital visits that are not covered on their policy could invalidate their cover - leaving them high and dry to foot a medical bill alone."
Seven out of ten revealed their greatest worry was having their claim rejected and being stranded overseas with an unaffordable medical bill. For 14 per cent they know someone whose medical claim was refused because they failed to disclose a health condition beforehand.
The spokesperson continued: "Declaring all your medical conditions ensures you are financially protected if you need medical treatment abroad or repatriating home – last year the average cost of an air ambulance from Spain alone was £45,136."
Among those surveyed, 81 per cent believed their travel insurance represented good value for money, with 26 per cent having previously submitted a claim.
"We urge people to tell their insurer if they've recently seen a medical professional as not all heath changes will increase the price of their policy but may just save them thousands of pounds in unexpected medical costs."
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