PNB Launches 'Nirman 2025' Campaign: Zero Processing and Documentation Fees on Loans

Punjab National Bank Offers Special Discounts on Retail Loans Until June 20

Punjab National Bank (PNB), the country’s second-largest public sector bank, has introduced a special retail loan initiative titled “PNB Nirman 2025”. Under this limited-time campaign, customers applying for home, car, or education loans before June 20 will enjoy significant benefits, including waived processing and documentation fees, along with attractive interest rate discounts.

This initiative is available through PNB’s extensive branch network, as well as its digital platforms, including the PNB One App and the official PNB website.

Key Benefits Under PNB Nirman 2025 Campaign 1. Zero Processing and Documentation Charges

During the campaign period, customers applying for home loans and car loans will not be required to pay any processing or documentation fees, reducing the overall cost of borrowing.

2. Free Non-Encumbrance Certificate (NEC) and Legal Services

Borrowers opting for home loans exceeding a specified amount will also receive a free Non-Encumbrance Certificate (NEC) and access to complimentary legal and property evaluation services provided by authorized advocates.

3. Additional Interest Rate Discount

As part of the campaign, loan applicants will be entitled to an extra discount of 5 basis points (bps) on prevailing interest rates, making borrowing even more affordable during the promotional period.

How to Apply for PNB Loans Online Step-by-Step Application Process:

Visit PNB’s Official Website: Access the loans section.

Select Your Loan Type: Choose from home loan, car loan, or education loan options.

Click on ‘Apply Now’: Initiate your loan application.

Fill Out the Form: Enter required personal, contact, and loan-specific details.

Upload Necessary Documents: Provide scanned copies of identity proof, address proof, and income-related documents.

Submit the Application: Verify the details and submit your loan request.

Receive Acknowledgment: Get a reference number to track your application status.

Additional Application Platforms:

• PNB Instaloans: Quick personal loans available digitally.

• PSB Loans in 59 Minutes: Fast-track business loans.

• PNB One App: Seamless mobile-based loan applications.

Conclusion: A Timely Opportunity for Affordable Financing

The PNB Nirman 2025 campaign presents an excellent opportunity for individuals planning to finance a new home, car, or educational pursuit. With zero processing and documentation fees, free legal services, and an additional interest rate discount, customers can significantly reduce the cost of their loans. Interested applicants are encouraged to act quickly and take advantage of these benefits before June 20.